My bike has been modified. Do you need to know and will you still insure me?

You should tell us about any modification to your bike when you get a quote, or if your modifications change, as some modifications can affect your insurance premium. We'll consider most modifications and can provide cover for heavily-modified, custom-built bikes.


To find out how much we can help you save on your modified bike, get a quote online. You can also find details of which modifications you don't need to declare here.


We also offer an agreed-value process on customised and heavily modified bikes, so you know exactly how much you will get back if you had to claim.


A modification can be any alteration from the manufacturer’s standard specification, including any manufacturer or dealer-fitted option, whether or not performance is altered. It could also include any other changes which could improve value, appearance, performance or handling.

 

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